Health Insurance Requirement
​KansasCOM requires all students carry health insurance. To meet this requirement, each year all registered students are automatically enrolled in KansasCOM’s Student Health Insurance Plan (SHIP). Students who have comparable health insurance coverage, meeting all KansasCOM requirements, may waive out of automatic enrollment in SHIP coverage during the open waiver period at the beginning of each academic year.

Detailed information about the SHIP plan, including information regarding enrollment and waiver will be provided to you via a link to your institutional email. Once you receive the email notification, you will activate your account. Once the account is active, you will be able to log in and access the waiver and enrollment options. Please check with the Office of the Registrar at [email protected] if you did not receive a link via your KansasCOM email.

Open Enrollment and Waiver for the KHSU-KansasCOM sponsored SHIP policy is communicated prior to the beginning of each academic year. All students are required to opt-out and show proof of minimum coverage if not participating in the insurance plan.

Students who do not waive out of the KHSU-KansasCOM SHIP by the deadline will by default be enrolled in SHIP and remain enrolled through the end of the plan year, and thus will be responsible for the associated premiums.

The following are the minimum requirements for students’ personal health insurance coverage:
  • Coverage must be active and continuous (no break or termination) for the entire academic year
  • Coverage must be ACA (Affordable Care Act) compliant
  • Maximum benefit must be unlimited
  • Deductible must be $1,000 Single/ $3,000 Family or less per person, per policy year
  • Claims must be paid by a U.S.-based company, and underwriting company must be owned, operated, and headquartered in the U.S. and must be in full compliance with all applicable federal laws
  • A provider network within 25 miles of the KansasCOM area for primary routine care, specialty, hospital, and diagnostic care
  • Plan must provide coverage in all 50 states
Policies which only cover catastrophic events are not acceptable. Policies which are provided through health care co-ops are not allowed.

Clinical Education Coverage Requirements
​Prior to beginning clinical experiences, KHSU-KansasCOM students in their third and fourth year must submit additional proof of personal health insurance to Clinical Education. All students must report any break in coverage or change in health insurance while attending classes through the site mentioned above. KHSU​-KansasCOM students must report any break in coverage or change in health insurance to Clinical Education during the third and fourth years.

Benefits Information
​To review the full benefits information, please go to:https://kansascom.mycare26.com. The Student Health Insurance Plan does NOT cover dental; however, there is an option to purchase dental coverage separately. That information is also available at https://kansascom.mycare26.com​. If you are a participant in the Student Health Insurance Plan, please use the link to create your Aetna account.

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The institution will provide the address you have on file when you opt-in or our of the insurance. If you address changes after the beginning of the first term of attendance, you will need to update your address within the insurance portal. This is not with Aetna, but the portal where you opt-in or out of insurance. Based on the image above, you would select "Access my Account" and update the information in your account profile. This information is regularly pushes to Aetna.

XP Health - Academic Vision Plan
If you missed the enrollment email sent by XP Health, please contact them at [email protected] or 1-888-974-3020. Both of these contact can assist you with setting up your account and answer any questions you might have.

Student with a Qualifying Event
Students are eligible to enroll in the health insurance plan at a prorated premium if they lose insurance for a qualifying event. 

A Qualifying Life Event is a major life change that may affect your health insurance needs. Qualifying life events may make you eligible for a special enrollment period outside of the school’s scheduled open enrollment period. Enrollment is typically required within 30 days of the qualifying event and supporting documentation is required. Examples of qualifying life events are:

Loss of health coverage.
   • Turning 26 and losing coverage through a parent’s plan
   • Losing existing health coverage under another plan, including job-based, individual, and student plans
   • Losing eligibility for Medicare, Medicaid, or CHIP
   • Losing existing health coverage as a dependent on a family member’s plan through divorce, death, job loss
 
To request coverage for a Qualifying Life Event, please go to: https://kansascom.myahpcare.com/.
  • Click on the Enroll/Cost box
  • Click on the Student with a Qualifying Event plus sign.  You can click the blue box to enroll.  ​

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​Key Links
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Insurance Address Update
The institution will provide the address you have on file when you opt-in or our of the insurance. If you address changes after the beginning of the first term of attendance, you will need to update your address within the insurance portal. This is not with Aetna, but the portal where you opt-in or out of insurance. Based on the image above, you would select "Access my Account" and update the information in your account profile. This information is regularly pushes to Aetna.​
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